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Business property insurance coverage protects you and your company's physical assets regardless of whether you own, rent, or lease your building against general claims dealing with property damage. A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, Calhoun County Insurance can help you determine the type of insurance policy and range of coverage that is best for your business all at the best price available.

Types of Business Property Insurance coverages include:
  • Insuring Buildings

If you own a commercial building, do you have enough commercial property insurance to cover replacement costs? We recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give us a call today, and we’ll help you determine if you have enough commercial property insurance for your business.

  • Flood Insurance

Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage.

  • Business Property Coverage

This coverage includes property at a specified location such as furniture, fixtures, equipment and inventory.

  • Business Income (Business Interruption Coverage)

This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event such as a fire. 


Contact Your Alabama Business Property Insurance Agent

Calhoun County Insurance understands the unique business insurance needs of Alabama businesses. We represent some of the best business property insurance companies in the country and can help you find the right coverage to protect you and your business at the best available price. Simply call today at 256-435-2242 to request a quote or click here to request more information and one of our experienced agents will contact you with rate comparisons for business property insurance.