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Personal Umbrella Insurance

A personal umbrella policy provides you with additional liability protection. In the event the liability limits of your home, auto or other insurance are exhausted, your umbrella policy would provide you with extra protection. Even though your underlying policies may provide substantial liability limits, it is not uncommon for juries to award judgments that well exceed those limits in the event you are faced with a lawsuit from an injury or property damage that you caused.

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.

Personal umbrella liability insurance is affordable, and when you consider how many thousands or even millions of dollars a lawsuit can cost, purchasing a little extra protection with an Alabama personal umbrella insurance policy is a small price to pay. Don't let yourself be held liable for someone else's medical care, lost wages, or other expenses related to an accident.

Contact Your Alabama Umbrella Insurance Agent

The experienced Personal Umbrella Insurance agents at Calhoun County Insurance can help you find the best umbrella insurance policy to protect you in such cases. Simply give us a call today at 256-435-2242 or click here to request more information and an agent will contact you with rate comparisons on personal umbrella insurance.